Recent General Posts
A Very Special Easter by SteelehouseMedia.com
It’s Time for Easter in Erie, PA
From the Owner’s desk of SERVPRO of West Erie County
Happy Easter to Everyone in Girard, Fairview, Millcreek, Harborcreek, Edinboro, Summit, Springfield, Washington, Cranesville, McKean, Erie and any other city I haven’t mention in Erie County.
On occasion, I would like to share with you something that has impacted me or touched me. The link below will take you to a short video that tells the Easter Story from a child’s perspective. Every year, at Easter, I remember this video and feel the need to watch it because it makes me smile. I then desire to share it with someone else. This year, I would like to share with the people of Erie, Pennsylvania. Take notice to what is eaten during the last supper, and the gesture used when talking about something crazy, and even the use of cell phones to spread the word.
I hope you enjoy it as much as I do.
Happy Easter!! Enjoy the holiday with family and friends.
Homeowner’s Insurance Policy Coverage
Scenario 1: Your basement pipes froze and burst. You don’t realize it for a couple of weeks. Now there is inches of water on your basement floor with mold starting to grow.
Scenario 2: Broken shingles on your 50-year-old roof is allowing water to leak into the attic. Water is saturating the wood and insulation which is leading to mold in the attic.
Scenario 3: You don’t think much about the mold forming in your shower until one day you notice how unpleasant it looks and you’re concerned whether it may be causing health risks.
Do any of the above scenarios sound familiar? Or, have they happened to you? Do you think your insurance policy would cover these scenarios?
Most the time, these scenarios are not covered by the insurer. Home insurance policies usually don’t cover mold that resulted from a preventable water leak, flooding, or high humidity. Also, Insurance companies typically don’t pay for maintenance issues that insurers think a homeowner should have prevented such as properly ventilating a bathroom or maintaining lower humidity in a basement. The standard homeowner’s insurance policy does not cover water damage caused by a flood. Thus, if a flood causes water damage that leads to mold, the resulting mold issue would not be covered by your home policy.
Let’s discuss what options there are if you are unsure of your policy coverages for disaster preparedness.
How do I know what my homeowner’s insurance policy covers?
A homeowner’s insurance ‘usually’ does not cover the following:
- Sewer Backup
A homeowner’s insurance ‘usually’ does cover the following:
- Damage Caused by vehicles
- Weight of ice, snow, or sleet
These are accidental and sudden incidents. Insurance companies typically cover this type of damage. Non-weather-related water damage is one of the most common home insurance claim and one of the most expensive!
What To Do:
Check your homeowner’s insurance policy to see if there is any language or endorsements for claims concerning mold, sewer, flood, etc. Some insurers require special add ons to cover mold, sewer backup, floods, etc. The insurance company may also place limits on the coverage which means limiting how much the insurer will pay for a related claim. Call your insurance agent to review the coverage you have and discuss the limit/coverage you desire. The least expensive insurance policy is not always the best. You may be giving up coverage you think you automatically have with a homeowner’s policy.
Last but not least, if you experience a loss that you know will be covered and need to file a claim then always remember SERVPRO of West Erie County is just one call away! Our professional technicians will get your lives back in order and your home restored the right way, "Like it never even happened."
Emergency Ready Profile
Here at SERVPRO, for the month of February, our theme is "Ready". Any type of disaster can be devastating for a company. However, in the midst of a disaster having an Emergency Ready Profile can help you and your company be "ready" and limit the damage as much as possible. As many as 50% of businesses close down following a disaster, according to the latest research. Of the businesses that survive, the overwhelming majority of them had a preparedness plan in place.
The SERVPRO Emergency READY Profile Advantage
- A no cost assessment of your facility.
- A concise Profile Document that contains only the critical information needed in the event of an emergency.
- A guide to help you get back into your building following a disaster.
- Establishes your local SERVPRO Franchise Professional as your disaster mitigation and restoration provider.
- Identification of the line of command for authorizing work to begin.
- Provides facility details such as shut-off valve locations, priority areas and priority contact information.
History of SERVPRO
Ted and Doris Isaacson started SERVPRO Industries in 1967, originally as a painting business out of Sacramento, California. With experience in cleaning and restoration they changed the company into a franchisor of cleanup and restoration. The first franchise was bought in 1969, since then SERVPRO has continued to grow.
They then relocated their corporate headquarters to Gallatin, Tennessee in 1988; placing itself within 600 miles of 50% of the United States. SERVPRO sold it's 1,000th franchise in 2000. In 2015, The Tennessean listed SERVPRO as one of the top workplaces in the state. Today SERVPRO has over 1,700 franchises across the United States and Canada.
With a proud history, a successful present, and a bright future SERVPRO will continue toward becoming the leading cleaning and restoration company in the world.